(703) 379-2475 - Office, (703) 244-6746 - Cell
4201 S. 31st Street, #110, Arlington, Virginia 22206
Photography Website: www.BainbridgeNewsPhotos.com

National Flood Insurance Program Benefits All Arkansans

In the months since flooding devastated much of northern and eastern Arkansas, flood insurance policy sales in the state have increased by more than 5 percent, and six communities have either joined or re-entered the National Flood Insurance Program (NFIP).


Credit goes to Arkansas homeowners determined to protect their property before the next major flood strikes. The rise in policy sales also results in part from an intensive effort by Federal Emergency Management Agency (FEMA) insurance specialists who made nearly 1,100 visits to Arkansas insurance agents to promote the federal program.


“Every flood insurance policy sold represents a potential savings of about $30,000 in taxpayer dollars during a disaster recovery operation,” said Federal Coordinating Officer Nancy M. Casper, who heads FEMA’s two current disaster recovery missions in Arkansas. “That’s because people who have insurance coverage won’t need major government grants.”


NFIP-backed policies have other benefits. Policyholders have coverage even in floods that do not result in federal disaster declarations – about half of all floods. “People with insurance tend to recover much faster from the effects of floods, too,” said Diana Kidder, a FEMA insurance specialist working in Little Rock.


America’s most common natural disaster is flooding. As of May 31, more than 19,660 flood insurance policies were in force in the state. That number has now risen by more than 960. NFIP policies are sold through private insurance agents throughout Arkansas.


Meanwhile, floodplain management specialists met with community officials to promote the NFIP and encourage participation. The result? Five communities joined the FEMA-administered NFIP, while one re-entered the program, enabling residents in all six communities to obtain flood insurance policies. Property owners cannot buy flood insurance unless their communities participate in the program.


“The cost to a community is small when compared to the benefits for all of Arkansas,” said State Coordinating Officer David Maxwell of the Arkansas Department of Emergency Management. “Property owners can buy insurance and get federally backed mortgages and communities can qualify for full federal benefits for rebuilding their damaged structures. All of that eases the burden on taxpayers. The whole community wins.”


For more information on NFIP or for a list of Arkansas agents who sell flood insurance, consumers can call 1-888-379-9531or click www.FloodSmart.gov. The insurance agents and specialists at the toll-free number can also provide information on communities that participate in the NFIP and how an individual’s property is zoned.


It’s important to note that due to the waiting period, NFIP policies become effective 30 days after the premium is paid. They are renewable after one year.

1 Star2 Stars3 Stars4 Stars5 Stars (No Ratings Yet)

About Posted by Susan Bainbridge

At age 6, Susan was destined to be a journalist and photographer. In 1980, Susan founded Bainbridge News and The Bainbridge Chronicle Newspaper. Bainbridge News specializes in Military and National Politics, including Military Funerals and Burials and Political Funerals and Burials. Susan has covered the White House, the Pentagon and Capitol Hill. She has covered every president from Ronald Reagan to Barack Obama. Recognized for her versatility, Susan has also covered finance, crime, civil rights events, marches, sports, musical events and more. In 1990, she established Bainbridge Photography, an On-Location photography company. In addition to military and political events, including Military and Political funerals and burials, Bainbridge Photography expanded into covering ALL funerals and burials, receptions, weddings, real estate, inventory, insurance, portrait, head shot, pets, fire and Hazmat. Miss Bainbridge believes in going the extra mile. "My Clients always come first." In 1980, Susan began her career in Washington, D.C., working for WMZQ Radio as a reporter and guest hostess from 1980 to 1985. Intrigued by radio, Susan wanted to write, freelancing for radio, television and print newspapers, including AP, The Washington Post, The Washington Times, The Northern Virginia Sun, The Press-Republicanand The Bainbridge Chronicle (established by Susan Bainbridge). In 1986, Susan worked at WDCA-TV Channel 20 as a guest hostess for "Eye On Washington." From 1990 to 1994, Susan reported and anchored for "The Arlington Weekly News." Additionally, she produced a segment for the G. Gordon Liddy Radio Show. A prolific writer, while in high school in 1977, Bainbridge wrote an episode for NBC's "Little House on The Prairie" entitled "Laura's Best Friend." Though the show's producers did not use the script then, NBC producers encouraged Susan to pursue a writing and journalism career. Susan is a member of the National Press Club, the National Press Photographer's Association and the Society of Professional Journalists. Susan Bainbridge's recognitions include from former Presidents Ronald Reagan, George Herbert Walker Bush and Bill Clinton, former First Lady Nancy Reagan, former British Prime Minister Margaret Thatcher, the late actor Lorne Greene, among many others. BAINBRIDGE NEWS was founded in 1980 by Susan Bainbridge (a sixth generation writer), a third generation journalist, a first generation photographer and a fourth generation entrepreneur. She is the first generation to establish a news business. Bainbridge News is dedicated in honor of Miss Bainbridge's late grandfather and idol, Mark S. Watson (The Baltimore Sun editor and war correspondent from 1920 to his death in 1966).

Both comments and pings are currently closed.

Comments are closed.

Wordpress webhosting and development by 2by2host.com