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FEMA, partners provide help for critical needs

After a disaster, there are many sources of support for survivors as they begin their recovery. The Federal Emergency Management Agency is only one part of a team that includes federal, state, tribal and local government agencies, voluntary organizations, the private sector and faith-based organizations.

FEMA helps survivors of a disaster with critical expenses that cannot be covered in any other way. This grant assistance may be used to help cover items or services that prevent or overcome a hardship due to a disaster. Such items or services include temporary housing, essential home repairs, personal property losses and other disaster-related needs not covered by insurance. Survivors registered with FEMA may be eligible for up to $31,900, the maximum grant.

The assistance FEMA provides may not restore damaged property to its condition before the disaster and may not cover all losses from property damage. Money to repair a home is limited to making it safe, sanitary and functional.

One of the most significant sources of long-term recovery is the U.S. Small Business Administration (SBA), which offers low-interest disaster loans for homeowners and renters. Homeowners may be eligible for loans up to $200,000 to repair or replace their storm-damaged home. Homeowners and renters may be eligible for up to $40,000 for replacement of personal property.

Additionally, more than 500 national, state and local community and faith-based organizations are involved in helping Sandy survivors with their recovery. They are providing a range of services including home repair, child care, counseling services, muck-outs and mold suppression in disaster-damaged homes.

People who sustained losses due to Hurricane Sandy have until Wednesday, Feb. 27, to register with FEMA for potential grant assistance. They should register even if they have insurance. Applying by the deadline may help survivors avoid a funding shortfall if they later find that they are underinsured or have additional damages.

Counties in New York designated for individual assistance include: Bronx, Kings, Nassau, New York, Orange, Putnam, Queens, Richmond, Rockland, Suffolk, Sullivan, Ulster and Westchester.

Eligible applicants may register online at www.DisasterAssistance.gov or via smartphone or tablet at m.fema.gov. People can also call the FEMA helpline 800-621-3362 (711 Relay or Video Relay Services are available) or TTY 800-462-7585. Helpline call centers are available 7:00 a.m. to 1:00 a.m. EST, seven days a week.

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About Edited by Susan Bainbridge

At age 6, Susan was destined to be a journalist and photographer.  In 1980, Susan founded Bainbridge News and The Bainbridge Chronicle Newspaper. Bainbridge News specializes in Military and National Politics, including Military Funerals and Burials and Political Funerals and Burials.  Susan has covered the White House, the Pentagon and Capitol Hill. She has covered every president from Ronald Reagan to Barack Obama. Recognized for her versatility, Susan has also covered finance, crime, civil rights events, marches, sports, musical events and more. In 1990, she established Bainbridge Photography, an On-Location photography company. In addition to military and political events, including Military and Political funerals and burials, Bainbridge Photography expanded into covering ALL funerals and burials, receptions, weddings, real estate, inventory, insurance, portrait, head shot, pets, fire and Hazmat.  Miss Bainbridge believes in going the extra mile. "My Clients always come first." In 1980, Susan began her career in Washington, D.C., working for WMZQ Radio as a reporter and guest hostess from 1980 to 1985. Intrigued by radio, Susan wanted to write, freelancing for radio, television and print newspapers, including AP, The Washington Post, The Washington Times, The Northern Virginia Sun, The Press-Republican and The Bainbridge Chronicle (established by Susan Bainbridge). In 1986, Susan worked at WDCA-TV Channel 20 as a guest hostess for "Eye On Washington." From 1990 to 1994, Susan reported and anchored for "The Arlington Weekly News." Additionally, she produced a segment for the G. Gordon Liddy Radio Show. A prolific writer, while in high school in 1977, Bainbridge wrote an episode for NBC's "Little House on The Prairie" entitled "Laura's Best Friend." Though the show's producers did not use the script then, NBC producers encouraged Susan to pursue a writing and journalism career. Susan is a member of the National Press Club, the National Press Photographer's Association and the Society of Professional Journalists. Susan Bainbridge's recognitions include from former Presidents Ronald Reagan, George Herbert Walker Bush and Bill Clinton, former First Lady Nancy Reagan, former British Prime Minister Margaret Thatcher, the late actor Lorne Greene, among many others. BAINBRIDGE NEWS was founded in 1980 by Susan Bainbridge (a sixth generation writer), a third generation journalist, a first generation photographer and a fourth generation entrepreneur. She is the first generation to establish a news business. Bainbridge News is dedicated in honor of Miss Bainbridge's late grandfather and idol, Mark S. Watson (The Baltimore Sun editor and war correspondent from 1920 to his death in 1966).

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